CONTRACT SERVICES

STANDARD SERVICES/HEALTH & WELFARE

• Benefit Plan Design and Implementation
• Carrier/Third Party Administrator Search and Analysis
• Stop Loss Insurance Survey, Structure and Placement
• Multi-Service Integration for Self-Funded Plans
• Establishment and Maintenance of VEBA Trusts
• Financial Analysis and Funding Methods
• HMO Analysis and Implementation
• Flexible Benefit Plan Consulting
• All Types of Managed Care Programs
• Survey and Placement of International Benefit Plans
• Cost Management Programs
• Alternate Health Care Delivery Systems
• Benefit Plan Administration
• Claims Resolution Assistance for All Employees and Dependents
• Executive Medical Plans
• Employee Assistance Programs (EAP’s)
• Wellness Programs, Health Fairs, Etc.
• ERISA Compliance
• HIPAA Compliance
• Employee Communications/Site Meetings
• Carrier/Provider Negotiations
• Underwriting and Rate Renewal Analysis
• Marketing Insurance Lines and Proposal Analysis
• Claims Analysis and Reports
• Financial Forecasting

PERSONAL SERVICES

• Voluntary Benefits Programs
• Individual Life and Disability Insurance Plans
• Long Term Care Plans
• Personal and Business Estate Planning
• Exiting Employees COBRA Consultation

RESOURCES

• Legislative Monitoring and Compliance
• Benefit Bulletins
• Insurance Carrier Evaluations and Surveys
• Resource Library and Research Institute of America

OPTIONAL SERVICES (not included in contract fee, but available from Associates)

• Actuarial Consulting and Analysis
• Non-Qualified Plans/Deferred Compensation/Business Planning
• HR Compliance Issues/Outsourcing of Billing Functions/Eligibility/Web Site Design